Blog
Is Your Money Story Holding You Back?
Written By
Cory Smith
Date
Jan 31, 2025
Is Your Money Story Holding You Back?
Your relationship with money runs deeper than your bank account balance. It's shaped by every financial experience, family conversation, and money decision you've ever made. This relationship—your money story—is quietly directing your financial future. But how do you know when it's time to rewrite it?
The Silent Signs
Often, our money stories reveal themselves in subtle ways. Like avoiding bank notifications or feeling a knot in your stomach during financial discussions. These aren't character flaws—they're feedback. They're showing you exactly where your relationship with money needs attention.
A particularly powerful yet often overlooked sign lives in your beliefs about "enough"—how much you need to earn, save, or provide for others. You might find yourself constantly moving your income goals higher, thinking "I'll feel secure when I make X," only to find that number keeps growing. Or perhaps you've internalized a story about being the provider, carrying an invisible burden of believing you must financially support everyone in your life, whether they've asked for it or not.
High achievers often experience these patterns in unique ways. You might be successful on paper but still feel like an impostor when it comes to wealth. Or perhaps you're comfortable earning but uncomfortable receiving—constantly reinvesting in your business while neglecting personal wealth building. The weight of providing for others can drive you to prioritize everyone else's financial well-being over your own, creating a cycle where no amount of success feels truly satisfying.
These beliefs about provision and "enough" aren't random—they're deeply rooted in your money story. Maybe you watched a parent struggle to provide, leading you to over-correct with an impossible standard for financial security. Or perhaps your culture emphasized family financial responsibility, leaving you feeling guilty about setting boundaries around money.
The Success Paradox
What makes these patterns particularly challenging for high achievers is the apparent contradiction they present. You might be making six figures but still operate from a scarcity mindset. Or perhaps you're brilliant at generating wealth but struggle to enjoy it without guilt. This disconnect isn't uncommon—it's actually a natural result of outgrowing your original money story while still operating under its rules.
Common Red Flags in High Achievers
The Achievement-Worth Loop
You're constantly tying your self-worth to your next financial milestone. Once you hit it, instead of feeling satisfied, you immediately move the goalpost.
The Prosperity-Guilt Complex
Despite your success, you feel guilty about having more than others or spending on yourself. This often manifests as over-giving or undercharging for your services.
The Control Illusion
You maintain tight control over every financial detail, struggling to delegate or trust others with money matters, even professionals.
Beyond the Red Flags
The most transformative moment comes when you realize these patterns aren't permanent. Every money story can be rewritten. The key lies in awareness—recognizing these behaviors not as failures, but as opportunities for growth.
Consider this: Your current financial reality is simply a reflection of your current money story. Want different results? It starts with writing a different story.
Breaking Through
The breakthrough often begins when you realize that your money story isn't just about money—it's about value, worth, identity, and possibility. High achievers who successfully transform their money story usually experience shifts in multiple areas:
- They move from scarcity thinking to abundance mindset
- They shift from money avoidance to money awareness
- They transform from compulsive saving to conscious wealth building
- They evolve from guilty spending to intentional investing
Your Next Chapter
Transformation begins with honest self-reflection. Ask yourself:
- What repeated patterns do you notice in your financial life?
- What money beliefs did you inherit that might not serve you anymore?
- What would be possible if you rewrote your money story?
- How might your current money story be limiting your next level of success?
- What new beliefs would better support your vision for the future?
The Path Forward
Remember, awareness is the first step to change. Your money story isn't your money destiny—it's simply the narrative you've been working with so far. You have the power to write a new one.
Start small. Notice your automatic responses to money situations. Challenge inherited beliefs. Create new money mantras that align with your vision. Surround yourself with people who have healthy money stories. Celebrate your financial wins, no matter how small.
Whether you're building wealth, scaling a business, or designing your ideal lifestyle, your money story matters. It's time to make sure it's working for you, not against you.
The most powerful realization? Your money story is just that—a story. And like any story, it can be edited, rewritten, and transformed. The pen is in your hands.
Your Story, Your Strategy: The Path to Transformation
Understanding and rewriting your money story isn't a journey you have to take alone. At Discretionary Inc., we've developed a proven process that helps you move from awareness to action:
Recognize
We start by helping you uncover your current money story—identifying patterns, understanding inherited beliefs, and recognizing how your relationship with money has shaped your decisions. Through dedicated coaching and guided self-discovery, you'll gain clarity on what's been holding you back.
Realign
Next, we work together to craft a new money story that aligns with your future self. This isn't just about setting financial goals—it's about creating a wealthy identity that feels authentic and empowering. We help you bridge the gap between who you are today and who you're becoming.
Reach
Finally, we transform your new money story into an actionable strategy. Our team provides the tools, accountability, and support you need to:
- Build wealth aligned with your values
- Create sustainable financial systems
- Make confident money decisions
- Design a legacy that matters
Ready to transform your money story? Let's write your next chapter together. Schedule a discovery call to learn how our process can help you create lasting financial transformation.
Start designing your life today!